Mr.V.K.Ramani, A graduate in B.Tech (Electronics) University of Kolkata and PG Diploma in management from the Poddar Institute of Management. He has 15 years of experience in banking and over 15 years in implementing IT projects. Joined UTI Bank in 1995 in its inception as part of the management team for setting up the infrastructure for a new and innovative Bank in the private sector.

He has successfully implemented channel diversification initiative for retail banking in Axis Bank. A notable feature of IT implementation in Axis Bank is the leveraging of IT capability for offering a wide range of services covering Retail, Corporate, Treasury and Business Intelligence.